"No More MP Ferreri" seems like something Donald Trump would say.

 

I saw one of Peterborough's "No More MP Ferreri" signs today. I was surprised; it bothered me. After some thought why it bothered me, I felt that the sign was unkind and was hypocritical by the maker and displayer. The sign was created by John Bruce of Peterborough supporting NDP, Green and Liberal parties over conservatives. I have no problem with individual election signs, but to display "No More MP Ferreri" sign is on the same page as the "F*&% Trudeau" signs. It shows a lack of class. 

The display of such disparaging signs regarding political figures, regardless of party affiliation, demonstrates a concerning lack of civility and respect in political discourse. While individuals are entitled to their opinions, the public exhibition of inflammatory rhetoric can further polarize the electorate and undermine the democratic process. A more constructive approach would be to engage in thoughtful, nuanced discussions that address substantive policy issues rather than resorting to personal attacks, as I felt those signs were.

Say what you want about Michelle Ferreri, but she works. When she is not in Ottawa, she is out at many Peterborough events and you see her. Just open the Peterborough Examiner, and you can read it for yourself. You can not deny that Michelle is always out and about in the community. If Michelle is being seen, it is only fair to reason that she is hearing from the people. Is that not what you want from your representative, Conservative, Liberal, NDP or Green? 

Then you read in the Peterborough Examiner about a city woman, Mary Reynolds, who carried a "No More MP Ferreri" sign in protest against Michelle Ferreri for International Woman's Day. Is Michelle Ferreri not a woman? If you Google "what is International Womans Day" this is the definition I got:  International Women's Day, celebrated annually on March 8th, is a global day dedicated to recognizing and celebrating the social, economic, cultural, and political achievements of women and girls, while also serving as a call to action for accelerating gender equality.  So was holding a "No More MP Ferreri"  hypocritical? I believe so. Mary Reynolds owes Michelle Ferreri an apology. International Women's Day is for all women, not just those with Mary Reynolds's beliefs. This was not the day to use the divisive "No More MP Ferreri" sign to protest.

We all have our beliefs and vote and support who best represents us. You sticking a divisive sign on your yard is doing precisely what you say you are against. Support your representative and party choice, but pushing a sign like "No More MP Ferreri"  makes you a hypocrite. We should have respectful political discourse and disagree without resorting to divisive rhetoric or personal attacks, as I feel this sign is to Michelle Ferreri.

Promoting unity and understanding, even across party lines, is the best way to move our community and country forward. Rather than widening the divide, we should focus on the shared values and common ground that unite us as Peterborough residents and Canadians. Constructive dialogue, not inflammatory signs, is the path to progress.

"No More MP Ferreri" seems like something Donald Trump would say. Just like when Donald Trump calls Christine Freeland a "nasty" woman. It is just wrong.

Be better.

Brad Sinclair

Why Won't My House/Property Sell?

Why Won't My Property Sell?

Ever driven by a home for sale for an extended period and wondered why no one has bought it yet? You may be worried that your own house won't sell when you go to list it.

There are several common reasons a house becomes hard to sell:

1. Overpricing

The number one reason a house is difficult to sell is an unrealistic asking price. Overpricing a home can scare away potential buyers. It's essential to price your home competitively based on recent comparable sales in the area. 

2. Poor Presentation

Your home isn't showing well to buyers. Poor staging, outdated decor, or a lack of curb appeal can make a home unappealing. Decluttering, deep cleaning, and minor cosmetic updates can help your home show its best.

3. Lack of Promotion

Your home may not be getting enough exposure to potential buyers. Proper promotion includes more than just a sign on your front lawn. Websites, digital ads, print ads, and open houses are valuable tools for promoting your home's listing.

4. Location or Condition Issues

Homes in undesirable locations or needing major repairs may struggle to attract buyers. Factors like noisy surroundings, flood risk, or outdated systems can be turnoffs for potential purchasers.

5. You need to give it time

If you researched the home's value, and your were provided a CMA report from your Realtor, the same CMA report will also give you an average days on the market to sell. Sometimes, it just takes time to sell. Use the average days on the market to provide you with a timeline to realistically give to sell the home. If it is well above the days on the market, relook at the numbers 1 to 4 above.

The Brad Sinclair Team has the Iguide system, a great tool for giving buyers a virtual look at your home before they book a showing. We also have a huge database of potential buyers and list our properties on the Toronto Real Estate Board and the Local Real Estate Board for more exposure. We also use digital marketing to get your listing in front of more eyes.

When you work with us, you can count on our team to leverage our extensive resources and expertise to get your property sold quickly and for the best possible price. Contact us today at 705-927-6236 to learn more about how we can take the stress out of selling your property.

Brought for you by: Your local Realtor®

If you are looking to either Buy or Sell, contact me at 705-927-6236

Brad Sinclair, Sales Representative

Team Lead at The Brad Sinclair Team

Royal Heritage Realty

Your inside source to cottage country

Week in review: Real Estate Market Watch and Update (March 16-March 22, 2025) Peterborough, Kawarthas and Hastings

 

Real Estate Market Report for Peterborough, Kawarthas and Highlands (Hastings). Get a snapshot of what is happening in your Real Estate Market for the week of March 16th to March 22, 2025

Looking at the numbers, the data suggests that lower-priced listings are selling below the average list price in all three areas, which could indicate an influx of first-time buyers. The City of Kawartha Lakes real estate market appears to be in a slower period, with lower new listings and overall sales compared to Peterborough and Hastings counties. However, the stronger sales activity and total dollar value of real estate in Peterborough and Hastings suggest a more robust market in those regions. Overall, the data paints a nuanced picture of the regional real estate trends, with some areas showing more activity and demand than others.

Peterborough and Peterborough County

# of Current Active Listings

718

# of New Active Listings

128

Average List Price

$960,428

Average Sales Price

$681,069

Average Days On the Market 

28

Total Dollar Value of Real Estate

$24,518,499

City of Kawartha Lakes 

# of Current Active Listings

519

# of New Active Listings

60

Average List Price

$818,762

Average Sales Price

$785,268

Average Days On the Market 

34

Total Dollar Value of Real Estate

$17,275,900

Hastings County

# of Current Active Listings

958

# of New Active Listings

116

Average List Price

$711,665

Average Sales Price

$512,012

Average Days On the Market 

56

Total Dollar Value of Real Estate

$21,504,513

Brought for you by: Your local Realtor®

If you are looking to either Buy or Sell, contact me at 705-927-6236

Brad Sinclair, Sales Representative

Team Lead at The Brad Sinclair Team

Royal Heritage Realty

Your inside source to cottage country

Bank of Canada Set to Cut Interest Rates Again (Fingers Crossed!)

Tiff Macklem Poised to Lower Rates for Third Time in 2024

Tomorrow, the financial world will be watching closely as Tiff Macklem, the Governor of the Bank of Canada, announces whether the central bank will cut interest rates for a third time this year. This highly anticipated decision comes on the heels of Canada's economy growing more than expected in the second quarter, despite the unemployment rate reaching its highest level in two years.

Economists are largely betting on a rate cut, primarily due to the elevated unemployment figures. Reducing the benchmark interest rate could have a ripple effect through the markets, ultimately providing some relief for Canadian consumers. This move could also serve as a much-needed boost for the country's stagnant real estate market, plagued by mortgage challenges and market uncertainty over the past two years.

"A 25-basis-point reduction in the policy rate won't make a huge change overnight, but there is a risk that the housing market interprets this as a signal of further rate cuts to come and sparks an acceleration in housing market activity," warned one economist. This cautious sentiment underscores the delicate balance the Bank of Canada must strike in its decision-making process.

While a rate cut could provide a much-needed boost to the real estate market and the overall economy, there is a risk of overreaction and unsustainable growth. The central bank will need to carefully monitor the market's response and be prepared to adjust its policies accordingly to ensure a stable and healthy economic environment.

Regardless of the outcome, one thing is clear: the Bank of Canada's actions will significantly impact millions of Canadians' lives. The challenge lies in striking the right balance between stimulating growth and maintaining stability – a delicate dance requiring the utmost skill and foresight from Tiff Macklem and his team.

As the country navigates these uncharted waters, the decisions made tomorrow will undoubtedly shape the future of Canada's economic landscape, with ripple effects that will be felt for years to come.

Balsam Lake Provincial Park

 Balsam Lake Provincial Park

Balsam Lake Provincial Park is one of the most popular parks in Ontario located approximately 2 hours from Toronto. There are 5 campgrounds and 3 hiking trails, as well as a large clean sandy beach on Balsam Lake, where you can rent canoes, kayaks and pedal boats. This lake is one of the cleanest lakes in the Kawartha Lakes area, which makes for great swimming. The park is approximately 449 hectares in size. There are education programs throughout July and August, where you can learn about the natural environment and local history through a variety of children's programs, guided hikes, evening presentations and more.

There is also some great fishing for large and smallmouth bass, walleye, and muskellunge. You can find a wide range of birds from hummingbirds, cardinals, Northern orioles, Pileated woodpeckers, hawks, osprey and owls. Balsam Lake Provincial Park contains suitable habitat for other species at risk found in the immediate vicinity of the park. Other wildlife that maybe found within the park include white-tail deer, wild turkey, racoon, frogs and turtles. Projects to enhance or restore native wildlife habitat will be considered and implemented where feasible and appropriate.

Balsam Lake Provincial Park offers many different options for accommodations and camping. Explore the shores of Balsam Lake via the hiking trails. Plantation Trail (4.2 km) and Lookout Trail (2.6 km) are both connected by Lorie’s Link (2.7km). Lakeshore trail (1km) runs along the shore of Balsam Lake providing pedestrian access from the lakeshore campgrounds to the day-use area including the boat launch, boat rentals and beach. Self-use cross-country skiing and snowshoeing are also available in the winter.

There is a tree nursery area located within the park to grow seedlings for in-park restoration and landscaping projects. This nursery may be expanded. Balsam Lake Provincial Park will be maintained in as natural a state as possible. Native plant species may be planted for the purpose of restoration, enhancement of existing natural areas, shoreline management, or rehabilitation of trails, roads, or campsites.

Brad Sinclair

Team Lead “The Brad Sinclair Team”

Sales Representative

Royal Heritage Realty, Brokerage

Visit my website! www.bradsinclair.ca

Call Or Text me 705-927-6236

Your Cottage Country Inside Source

Waterfront-Commercial-R.E. -Investing

FIND OUT WHAT YOU DON’T KNOW. EPISODE 10. WHEN YOU NO LONGER WANT TO OWN A COTTAGE

 WHEN YOU NO LONGER WANT TO OWN A COTTAGE

For many Canadians a luxury that we can enjoy is a family cottage, a camp or a forest getaway. These beautiful places offer a place to rejuvenate in quietness and solitude. Or maybe it is the time spent with family. Or maybe time on the trail.

Like anything, nothing lasts forever. The little boy who swung in the tire swing on the large oak now lives thousands of miles away raising his own family. The little girl who loved swimming off the dock that is now a teenager and not that excited to hang out with Mom and Dad with no internet. It could be you, you are past your prime and the extra work you are no longer able to do easily.

The deep affection we feel for these properties because of the amazing memories can truly distort the prospective when it comes to considering to sell the property. What do you mean you are selling the family cottage? We love that place! Sure you love it son/daughter but you have not been to the property in 3 years and you do not contribute a dime to the expenses!

Other considerations that one my look at when it might be time to sell is tax considerations, family financial obligations, maybe family’s can not afford to carry the property. You have to consider different generations with different attitudes and goals. The younger generation may want to see the world by travelling. A big one that I see personally is when the commitment of weekly visits just becomes a pain. That pain could be from the 3 hour drive on Friday night and back on Sunday,  kids and sports. New hobbies and interests or maybe new love!

The whole point of the recreational property is to relax, bring family and friends together but ultimately bring joy. When these things are not happening, it is time to start the decision process why you are going to keep the property, or why you are going to sell it.

Selling a cottage is truly a business decision. Like any property that is being purchased and sold. It is better to leave emotion out of the deal, and I realize that is easy to say but unbelievably hard to do in reality. Some of the major mistakes I have seen in the past is looking at the property with rose coloured glasses. You look at your property and see all the special memories, blood, sweat and tears you gave to purchase, kept and maintain the property for so many years. The problem is buyers do not see this with the same lens. They see their own scarifies to purchase, their own hopes and dreams, not yours. You may think your cottage is the best cottage on the lake and going to price it accordingly. Is it the best cottage or is it the rose colour glasses distorting the truth?

Once you have exhausted any and all reasons to keep the property for yourself and your family, it is time to put the property on the market. The first question most want to know is, what is my property worth? To get the correct value of your property is to find a Realtor that works the lakes and can give you documented facts on true value. Don’t be afraid to invite a few agents. The medium price given is most likely your actual value.

Next, you must choose who you are going to list with. Should I choice my friend from the city to list my rural recreational property or should I list with a local agent that knows the lakes, politics, can refer additional resources and usually already has buyers in their pocket? I know which one I would choice who would be best for myself and my family but some feel that their friend that works the city is the best choice. But it is your choice!

Communication is key with everyone involved. Making sure everyone in the family is on the same page with the right reasons why it is time to sell. This will solve a ton of heart ache and bitterness down the road. Also communication with your chosen Realtor is extremely important. Your Realtor must know all the details of the why’s, the troubles, the excitement and the dread. For the Realtor to take you down the correct path of a successful sale, all details must be known no matter how hard it is to tell a complete stranger your problems.

Buying and selling real estate is an emotional, complicated and possibly difficult time in ones life. If you go though all the correct steps in the decision making, you will find that the process can be much less taxing on you and your family.

Watch Video Here!

What is your cottage worth? Click here to find out

When your recreation or waterfront property is no longer rainbows and sunshine, we offer concrete solutions to Life‘s curveballs. Call us today for a clear path. We will look after everything.

Brad Sinclair

Team Lead “The Brad Sinclair Team”

Sales Representative

Royal Heritage Realty, Brokerage

Visit my website! www.bradsinclair.ca

Call Or Text me 705-927-6236

Your Cottage Country Inside Source

Waterfront-Commercial-R.E. -Investing

Petroglyphs Provincial Park

 

Petroglyphs Provincial Park

Petroglyphs Provincial Park is one of the most unique provincial parks in Ontario. Visitors can get a glimpse back to a time more than 1,000 years ago, when First Nations peoples created traditional carvings or petroglyphs in the various rock formations located within the park. Petroglyphs Provincial Park holds the largest known concentration of Indigenous rock carvings in Canada. Petroglyphs Provincial Park was established 1976, and in 2002 The Learning Place visitor center opened. Petroglyphs Provincial Park is located in Central Ontario just off of the north shores of Upper Stoney Lake about 45-minutes from the city of Peterborough. With spectacular history, modern uses, ample wildlife, and beautiful hiking trails for everyone to enjoy. The park is also day-use only and there is no camping. There are also strict opening and closing times, so using the park after closing is not allowed. However, there is camping nearby for those who wish to spend a weekend at the park. Visiting during the week is recommended in order to have the best experience.

Petroglyphs Provincial Park is an excellent destination for educational trips, bird/nature watching and hikers. The ‘Teaching Rock’ is one of the few known petroglyph sites located in the Canadian Shield. There is no photography or videography allowed within the Teaching Rock complex. A building now sits over the Teaching Rock to protect the ancient carvings from the elements. The Learning Place visitors center is where you will find a wealth of information about the petroglyphs along with knowledge about the life and traditions of Ojibway People from ancient to modern life.

The presence of a subterranean stream below the petroglyphs site, makes a rumbling sound that was thought to be the voice of a spirit, this may account for its reputation as a religious site and may have been the subject of some of the extensive carvings found here. The present-day forest cover is mainly medium-age pine and hardwoods on shallow soils. The open rock areas have scattered trees and shrubs, while the lower, wetter areas often contain ash or elm forests or willow-alder thickets. Since the early 1960s, most of the park area has been within a timber license area and managed for timber production on a continuous basis. Pruning and thinning of natural and planted white and red pine stands occur on a regular basis. Approximately 130,000 white pine, 250,000 red pine and 100,000 white spruce were planted within the park area and the immediate vicinity.

As the park has been designated a historical park and is limited to day use only the limited additional activities are mainly wildlife viewing and hiking. The trails range in difficulty and length, Marsh Trail is the longest trail in the park and moderately difficult, Ratarat Trail is the shortest most convenient, Nanabush Trail is long but easily, West Day-Use Trail is of moderate difficulty.

 Its location at the edge of the Canadian Shield and bordering the Peterborough Crown Game Reserve provides for some dramatic scenery and includes large populations of indigenous animals such as beaver, otter, white-tailed deer, chipmunks, fishers, wolves and many species of birds including woodpeckers, grey jays, wild turkeys, hawks, northern flickers, ruffled grouse and if your lucky enough bald and golden eagles can sometimes be spotted in the winter months.

Brad Sinclair

Team Lead “The Brad Sinclair Team”

Sales Representative

Royal Heritage Realty, Brokerage

Visit my website! www.bradsinclair.ca

Call Or Text me 705-927-6236

Your Cottage Country Inside Source

Waterfront-Commercial-R.E. -Investing

What are Capital Gains

 What are Capital Gains?

Ahhhh, good old Capital Gains. Hello everyone, Brad Sinclair here from the Brad Sinclair Team at Royal Heritage.

Today's topic, What is Capital Gains? Capital Gains is a tax you pay when you sell a secondary property for more than you paid for it, less any legitimate expenses associated with its sale

Side note. Before we go any further, to be clear, Capital Gains
does not get collected on the sale of your principal residence……For now.

How much will you pay in capital gains? That question is best to be answered by your accountant, not your realtor. That said, I will give you a rough calculation for “understanding” purposes here in this video.

Ok, On a capital gain of one hundred thousand dollars ($100,000), you will be tax on 50% of the profit, which would be fifty thousand dollars($50,000). For a Canadian whose tax bracket is at 33% marginal tax bracket for example the gain would be sixteen thousand, five hundred dollars ($16500) of taxes owed. The remaining eighty three thousand, five hundred ($83,000) is the investors to keep.

If you want to get a better idea of what your capital gains tax looks like before you speak to your accountant, there are many capital gains calculators online that can provide some clarity.

There are a two certainties in life: death and taxes. As I said Capital Gains is the swear word in the world of real estate. The simple fact is you live in Canada, you make money off an asset, you will pay tax on it. Just the way it is!

Written for you by:

Your local Realtor®

If you are looking to either Buy or Sell contact me at

705-927-6236

Brad Sinclair, Sales Representative

Team Lead at The Brad Sinclair Team

Royal Heritage Realty

Your inside source for cottage country waterfront real estate

Silent Lake Provincial Park

 

Silent Lake Provincial Park

Silent Lake Provincial Park is a phenomenal place for endless outdoor activities all year round. With over 19km of hiking, 34 km of groomed trails for cross-country skiing, 17 km of mountain biking.  Silent Lake Provincial Park offers swimming/relaxing sandy beaches, canoeing, kayaking, and fishing. There are opportunities for camping in both the summer and winter months, you can rent a yurt for the most comfortable stay. Most of the campsites are drive-in, but if you are more adventurous there are also hike in campsites. Silent Lake Provincial Park occupies an area of 1,450 hectares (3,600 acres). The Park was first opened to the public in the summer of 1975. Silent Lake was a privately owned lake before it became a provincial park.

Silent Lake Provincial Park is located near beautiful Bancroft, Ontario, is north east of Peterborough, and is a 2 and half hr drive from Toronto. Offering a variety of trails with different levels of difficulty, there is something for everyone. The Park’s lakes are well known for its excellent fishing. There are a variety of fish that call Silent Lake home including Yellow Perch, Trout, Large and Smallmouth Bass and sunfish. Just remember there are no motorized boats allowed so fishing from shore, canoe, or kayak are only permitted.  Certain Park waterbodies may be closed to fishing temporarily or permanently for fisheries research or management purposes. Wherever possible, fisheries management within the park will seek to maintain and enhance native, self-sustaining fish populations.

 

Silent Lake Provincial Park is home to a variety of wildlife species made up of birds such as Northern Flicker, Barred Owl, Loon, and Black-capped Chickadee. Some Reptiles and amphibians that can be found are Spring Peeper, Green Frog, and Garter snake. Common mammals that can be observed include North American Porcupine, Beaver, American Red Squirrel, Northern Short-tailed Shrew, White Tail Deer, and snowshoe hare. There are also variety of moths, butterflies, and insects that can be observed in the spring, summer, and early fall.  

Brad Sinclair

Team Lead “The Brad Sinclair Team”

Sales Representative

Royal Heritage Realty, Brokerage

Visit my website! www.bradsinclair.ca

Call Or Text me 705-927-6236

Your Cottage Country Inside Source

Waterfront-Commercial-R.E. -Investing

Kawartha Highlands provincial park

 

Kawartha Highlands Provincial Park is a memorable place with many opportunities to experience the outdoors ranging from backcountry canoeing and camping to a short hike. Kawartha Highlands Provincial Park is open all year long, for exciting adventures in any season. Visitors can enjoy shorter hikes, fishing, birdwatching and other nature-based activities. Kawartha Highlands Provincial Park is a relatively new park (it was designated as a provincial park in 2005 and became operational in 2011). Kawartha Highlands Provincial Park is the second largest park in southern Ontario next to Algonquin provincial park. Kawartha Highlands Provincial Park offers an alternative to avoid the crowded, and often difficult-to-book Algonquin Provincial Park. Kawartha Highlands presents all of the beauty with less of the frustration of Ontario’s most popular provincial park.

Kawartha Highlands Provincial Park spans four geographic townships of Cavendish, Harvey, Burleigh and Anstruther, in the northern half of Peterborough County. Situated along the southern edge of the Canadian Shield, this relatively undeveloped area encompasses over 35,000 hectares. Regional topography features a rugged rolling landscape of small lakes, wetlands, forests with wooded hills, rocky barrens, and deep valleys. Soils are generally shallow, with areas of exposed bedrock. There are over 500 private properties which are surrounded by Kawartha Highlands. The most significant cottage development occurs on Anstruther Lake, Wolf Lake, Loon Call Lake, and Long Lake. None of these properties are regulated as part of the park, and all are governed by municipal by-laws and other applicable legislation and regulations. As a natural environment park, Kawartha Highland's focus is the protection of its landscapes and natural surroundings however some acceptable wilderness activities include: Canoeing, Kayaking, Fishing/Ice fishing, Boating, Hunting, Snowmobiling, Camping (both in summer and winter), and Wildlife Viewing.

Kawartha Highlands Provincial Park is about two hours from the Toronto area and has very limited services compared to many provincial parks in Ontario. There is no official visitor’s center, if you plan on camping in Kawartha Highlands Provincial Park be prepared to canoe to one of the over 100 campsites within the park. Reservations are recommended to secure your campsite. There are six recommended Kawartha Highlands Provincial Park canoe loops. The loops range from easy to moderate in difficulty. In the fall, the maple trees beam with vibrant red colours and the poplars with vibrant yellows. For a unique view of the fall foliage, explore the area by water. You can also take a nice day walk along the park trails, or at portage points. 

The park’s lakes are home to a wide range of fish species, including Lake Trout, Rainbow Trout, Walleye, Small and Largemouth Bass, and panfish. Visitors are encouraged to try their luck on any of the 17 stocked trout lakes in the park. The park is also home to a variety of other animals made up of 176 bird species such as Osprey, Whip-Poor-Will, Common Nighthawk, Scarlet Tanager, and Eastern Towhee. About 37 mammal species such as Eastern Wolves, Coyote, Mink, Whitetail Deer, and Black Bear. There are about 29 species of reptiles and amphibians for example; the Spotted Salamander, Eastern Rat Snake, Northern Water Snake, Snapping Turtle, and Leopard frog.

Brad Sinclair

Team Lead “The Brad Sinclair Team”

Sales Representative

Royal Heritage Realty, Brokerage

Visit my website! www.bradsinclair.ca

Call Or Text me 705-927-6236

Your Cottage Country Inside Source

Waterfront-Commercial-R.E. -Investing

What is a Flood Plain and Shoreline Erosion?

What is a Flood Plain and Shoreline Erosion?

Do you know what a floodplain is? More importantly do you know what a floodplain is before you purchase a waterfront property? Well, if you don’t know, stay with me here for a minute.

My name is Brad Sinclair, and let me help you buy or sell your waterfront property. So what is a floodplain and why should you care?

Floodplains are the flat, barren or vegetated areas at the edge of lakes, streams and rivers. Floodplains are usually at or near the same elevation as for example the top of the river bank or the high water mark of a lake. Some flooding can be expected every year. All rivers, lakes and streams flood at one time or another. Usually flooding occurs during the spring run off or after an extreme rain fall.

Building on Flood Plains is now extremely restricted. No one wants to have their basement turn into a swimming pool every spring. But many older builds were built on flood plains, something your Realtor should warn you about before you purchase a waterfront property. You can assess the danger zone yourself by keeping an eye out for evidence of high water marks, past basement damage or the most obvious the central air conditioner on a four foot stand, don’t laugh, I have seen it!

In todays codes in Ontario there is a minimum distance, called a setback that a building now can be built from a lake or river. The setbacks are regulated by the local municipality but only have been enforced in the last 20 years or so.  Also, for septic tanks every municipality has guidelines on minimum setbacks and clearances for septic system absorption areas. Again, these are things you should be looking into before purchasing.

Floodplains are prone to shoreline erosion. To help prevent erosions from flooding, leave your shoreline as natural as possible. There is a natural price to pay if you want to remove vegetation or trees. Vegetation and trees are essential for maintaining the integrity of the shoreline and help stop erosion. I have seen limestone break walls used as a natural looking way to stop erosion. Just be sure before you start the work proper permits in place!

Brad Sinclair

Team Lead “The Brad Sinclair Team”

Sales Representative

Royal Heritage Realty, Brokerage

Visit my website! www.bradsinclair.ca

Call Or Text me 705-927-6236

Your Cottage Country Inside Source

Waterfront-Commercial-R.E. -Investing