Obtain financing

The large majority of home buyers obtain financing to purchase their new home and choosing the right lender is crucial as they play such a vital role in the buying process. Let’s face it, if you are needing to obtain a loan and the lender does not perform, you will not get your home, so this is a key element that should be taken very seriously. The great part of being a Realtor and having helped hundreds of families accomplish their real estate goals, we are able to help guide you through this process and make sure you choose the right lender for you.Ideas like include a pre-qualification letter with the purchase contract showing that you have spoken with a lender and that you are qualified to buy that home, so it is never too early to start the process to make sure you have all your ducks in a row, so when you are ready to buy and do find your dream home, we are able to get that offer in right away. The great thing about searching for the right lender is, just like with my real estate company, there is zero obligation or hassle to the process and most can be done over the internet and phone, it is a quick and easy process. If you have any questions please feel free to contact us anytime. Have an amazing day!

Why to take the time and do a buyer consultation BEFORE looking at a home

I wanted to take a moment to talk about the importance of a buyer consultation meeting. There is a lot to the buying process and it is absolutely crucial you are extremely well educated on the home buying process to ensure you are making the best decision for yourself and for your family. It doesn’t matter if you are 1 week from wanting to buy or 6 months, it is always a good idea to gather all the information and knowledge you can. There is no obligation, no hassle and absolutely no pressure the sole purpose is to meet in person to make sure we 100% understand your needs and goals and make sure you are fully educated on the home buying process, everything from setting up showings, to discussing and providing you with sample forms of the purchase contract, discussing what areas protect you and what areas put you at risk, if you are obtaining a loan to purchase your home we can aid you in that process, answer all your questions and again make sure you have all the information needed to make the best decision for yourself and for your family. It is also important to note when purchasing a home here in Ontario that our services are 100% free to you, you will still have a monetary investment into the purchase process. For example there are home inspection fees, inspection fees, appraisal fees etc…. Also, when you are in the market to purchase a home, your competition is other home buyers looking to purchase the same home. If a home is priced right and in good condition it is not uncommon to have multiple offers. One of the best ways to have an advantage over all other home buyers is to be the most educated. We make sure our clients are the most educated clients in the marketplace. We know you are busy and we do everything we can to accommodate our clients, we can set the consultation at your residence, a local coffee shop that is convenient for you or my office, whichever is easiest for you. Please contact us today to set up your free, no hassle, no obligation and absolutely no pressure buyer consultation today. Thank you and have an amazing day!

Expensive listing of the Week: $4,995,000 for a Kawartha Lakes property

Address: 3239 Sandy Point Rd E

Neighbourhood: Selwyn

Agent: Ross Halloran and Roger Kolbuc from Sotheby's International

Price: $4,995,000

Previously sold for: $425,000 in 1997

The place:

A 1.7-acre property in Young's Point, a two-hour drive outside of the GTA.

Photos:

The history

A rare, one of a kind lakefront luxury estate located in the desirable Clear/Stoney lake area near historic Lakefield College. Built without compromise, this Clear Lake waterfront residence features 6 bedroom/7 bath and approximately 10,000 square feet of finished living area plus a separate 2 bedroom boathouse with full kitchen, 3 piece bath and 2 large dry slips with marine railway. Interior design and furnishings selected and decorated by revered designer Katherine Newman. The hub of this lakeside estate is the main residence which is designed with a casual elegance and offers many custom furnishings included with the purchase. The estate also boasts a fenced tennis/sports court, large jungle gym play area for young children, an outdoor swimming pool with large built-in hot tub, an expansive composite dock and a built-in stone outdoor firepit for nightly family gatherings roasting `smores` at the shore.

By the numbers

• $4,995,000

• $21,000 in taxes (2015)

• 5000+ square feet

• 400 feet of waterfront

• 6 bedrooms

• 7 Bathrooms

• 10 years old

    

Listing of the week

Listing of the Week: $1,340,000 for a Kawartha Lakes cottage 

Address: 8 Fire Route 286 

Neighbourhood: Cavendish 

Agent: Michelle Stevens, Re/Max Eastern Realty

Price: $1,340,000

Previously sold for: $154,000, in 1998

The place:

A 102 x 341 property on Catchacoma Lake, a two-hour drive outside of the GTA.

Photos:

The overview

Catchacoma Lake. Incredible 4 season, 4 bedroom cottage that satisfies all of the wants of a recreational property; 102 feet of prime frontage with both deep and wade in shoreline, fabulous open lake view and exceptional privacy on a mature, well treed lot. Beautifully appointed 2652 sq ft Confederation Log cottage with high ceilings, exposed log interior, stunning stone fireplace and wood floors to enhance the natural cottage feel. Fabulous open concept plan with walk out from kitchen and dining area to a lakeside deck; this beautifully designed and built cottage takes full advantage of the fantastic view. Full, unspoiled basement with high ceilings, lake facing windows and walkout to lakeside stone patio. Stunning cantilevered 2 storey boathouse with wrap around deck, wood burning sauna and custom railing and bridge by local craftsman. Part of the very desirable 7 Catchacoma-Mississagua Lakes chain. Adjacent 102 ft Vacant Lot also for sale.

By the numbers

• $7612 in taxes (2016)

• 2.500-3,000 square feet

• 102 feet of waterfront

• 4 bedrooms

• 2 bathroom

    

Cottage of the week: Stoney Lake cottage for $1,650,000

Cottage of the Week: $1,650,000 for a Kawartha Lakes cottage on Stoney Lake

Address: 41 Hull's Rd

Neighbourhood: Lakefield

Agent: Fran Allen, Royal LePage Frank

Price: $1650000

The place:

A 2-acre property on Stoney Lake, a two-hour drive outside of the GTA.

Photos:

The Property

Entertain family & friends at this architecturally designed estate with 275’ of clean shoreline offering sunsets & dotted island views. Set back from the road with space for a 3 hole pitch & putt golf green, this beautifully furnished turnkey residence provides over 7000 sq ft of premium living on 2 levels & includes antiques from Mainland China. An impressive drive-thru portico provides shelter & privacy, linking a triple garage to this contemporary 4 bed, 6 bath bungalow. This distinctive Stoney Lake lifestyle includes a double wet slip 32’ x 28’ boathouse, boatlift & Glastron powerboat for direct access to Trent Severn Waterway & Kawartha Lakes fishing. The sleek gourmet kitchen includes superior appliances. An extravagant master wing includes a Japanese soaker tub, multi-jet shower & lounge area. A stylish curved staircase leads to a billiard room, gym & first class studio with exterior access. Near Wildfire Golf Club & Lakefield College School.

By the numbers

• $10478 in taxes (2015)

• Approx 3500-5000 square feet

• 275 feet of waterfront

• 4 bedrooms

• 5/1 bathroom

• 1  kitchen

Inclusions	Central Vac, Dishwasher, Dock, Dryer, Garage Door Equip, Hot Tub, Light Fixture(s), Microwave, Refrigerator, Stove / washer, custom window covering, Wolf Appliances, foyer chandelier, dining room chandelier, mirrors in bathrooms, cubby CVac, 12K hot tub, boat lift, steam oven.

    

Ennismore Listing of the Week

Ennismore of the Week: $559,900 for a Ennismore waterfront home on quiet street 

Address: 1196 Nuforest Dr

Neighbourhood: Ennismore

Agent: Brad Sinclair and Adam Simmonds Flatrate Realty

Price: $559,900

Previously sold for: Built by current owner

The place:

A 103 x Irreg lot, Chemong Lake, a two-hour drive outside of the GTA.

Photos:

The property:

Immaculate waterfront living featuring a full time home built for all seasons. This home has nice curb appeal with landscape armour stone entrance, front living room has gas fireplace with built-in oak cabinetry floor to ceiling, their is gleaming new oak hardwood flooring throughout the living and dining room (looking onto the lake) eat-in oak kitchen with built-in appliances and walk out to newer Trex decking with crisp white aluminum railing system, this floor has main floor laundry and an extra den/office/guest room with 2nd gas fireplace all looking out to the lake, upstairs has been extensively updated with all new oak hardwood, trim, casement, baseboard, doors, hardware, paint, new 4pc bath with double granite vanity and new fixtures, down hall are 4 nice sized bedrooms all with new hardwood flooring and nice views of the lake, this home has attached garage/work shop and detached boat house with newer garage door and ample power to putter with. Enjoy 103` of frontage.

Big selling point

Waterfront property on quiet bay on Chemong Lake

By the numbers

• $559,900

• $4486 in taxes (2016)

• 1,400-1600 square feet range

• 103 feet of waterfront

• 4 bedrooms

• 2 bathroom

• approx 41-45 years old